Military Pen Pals and Loved Ones: Best Technology for Staying in Touch

In the past, soldiers on military deployment had to rely on letters, care packages, and occasional long distance phone calls to communicate with their loved ones. But when the Internet burst on the scene in the early 1990’s, it opened up a world of new possibilities that made keeping in touch with partners in the military easier. Now, there are online dating sites for military personnel that can help deployed soldiers communicate with their loved ones and, of course, find new friends and partners. There are now also a number of different applications designed for the same purpose. Here are some of the new technologies that you, as a military spouse or partner, can take advantage of.Video Conferencing:The advent of video conferencing allows military pen pals to see each other and communicate in real time. This computer and communications technology digitizes audio-visual information sent through web cameras and then streams it video over the Internet to a computer on the other end of the line.Seeing and communicating with your partner in real time can help reduce the loneliness and ease the stress that comes after a loved one has been deployed.How It Works:To make video conferencing possible, web cameras record both the audio and the video then convert them to digital form. This is then compressed and prepared for playback on computer monitors and through speakers. Video conferencing uses a combination of web page tools and Internet communication technology to make real time communication possible. Tools such as HTML and XML, Java, and Flash all play a role in making Internet communications engaging and effective for military soldiers and their spouses.How It Helps:According to studies, many people absorb information better when they are visually guided by something they’re seeing. This is the main reason why video conferencing is the best technology for staying in touch with loved ones in the military. Being able to see your partner in real time will help you overcome the loneliness and stress that both go hand in hand with the sacrifices required by military life.Other Options:If you need other options or if you want to have a backup system in case video conferencing becomes temporarily unavailable, you can also use instant messaging and chat applications.Web-based solutions such as chat rooms, forums, and sites designed specifically for military pen pals also help tremendously.Some deployed soldiers also use audio and video recording. With this technology, military soldiers and their families can record messages that they can then send to their partners for playback in the event that real time conferencing is unavailable. Audio and video can files can be attached to text messages using MMS technology, and they can also be attached to emails. There is nothing that will warm the heart more than receiving a video or audio file from your military spouse or partner that can be downloaded and watched or listened to.Why Mobile Phones Aren’t Enough:Some are probably wondering why mobile phones are not on this list. The fact is that, based on the experience of many military spouses, mobile phones can be quite unreliable and, instead of making things easier, actually make the situation more frustrating due to faulty, or unstable connections. Thus, reliable web-based technologies such as sites for military pen pals and video calling applications such as Skype make a better choice.So, What Are You Waiting For?Start communicating with your loved ones in the military. Simply download the right video conferencing software, buy the right equipment, and get online with your military partner, now.

Getting $20,000 Military Loans Is No Fantasy – It Is Possible

The ideal that members of the military are free of the financial worries that the rest of us are is truly misplaced. Utility bills, school fees, grocery bills and credit card debts are just as much a reality for military families as for any other family. So, extra funds can be essential to handle financial difficulties, like a $20,000 military loan.While smaller loans are generally easy for military personnel to get, larger sums are just as possible provided the necessary criteria are met. But even approval with bad credit is possible if an applicant is serving (or even has served) in one of the branches of the military or security forces.Members of the Army, National Guard, Army Reserves, Navy, Coast Guard, Marines and Air Force all have a route towards vital funds that can clear the debts of modern family living in one swoop. And an application for a large military loan is quite straightforward.Advantages of Military ApplicantsThere are clear advantages to granting loans to members of the military, and this is why lenders have little problem in granting large loans – like a $20,000 military loan – to them. The critical factors are the status of employment and the status of the income earned. These two issues alone make the investment safer than similar investments to civilians.The likelihood of getting approval with bad credit is high because the employer is the US government, since the chances of being made redundant at a time of recession is practically nil. After all, the US government is not going to shed military numbers as many industries will do to cut costs.And because the risk of late payments are nil, it means that the chances of a borrower be late making repayments, or even defaulting on a large military loan is equally close to nil. This is helped by the ability to set up an automatic repayment scheme directly from the bank account of the borrower.Options to Secure a $20,000 LoanThe range of loan options open to members of the military is no different to the range open to civilians, but there are greater benefits that military applicants can enjoy. With the issues of income and job security cleared up, it means that lenders are more confident of receiving repayments. For this reason, a $20,000 military loan is feasible.Military borrowers are able seek unsecured personal loans, ranging between $1,000 and $20,000 with relative ease. In fact, approval with bad credit is not so much a problem so long as the repayments are confirmed as affordable through the debt-to-income ratio. This means that a limit of 40% of the available income can be used to cover debts. Being within that limit means approval is practically assured.For large military loans, usually between $10,000 and $20,000 or higher, the applicant can offer some collateral as part of the application. This also practically assures approval, though the lender will always prefer to know that the repayments can be made, than compensation is assured.Rebuilding Financial StatusOf course, the benefits of taking out a $20,000 military loan go far beyond the chance to secure much-needed funds. What the funds are used for can be beneficial in the long run too. For a start, while a personal loan can be used for practically anything, by using the loan to clear existing debts, the credit score is improved. An improved credit score means lower interest rates charged.Eventually, the need to seek approval with bad credit will be gone, with a good credit rating achieved. So, the terms of large military loans in the future will improve even further, making any move for further funds all but certain.